Clinton Savings Bank specializes in personalized local servicing of JUMBO loans, tailor-made and refinancing mortgage loans in Massachusetts.



John Ryan | 978-365-3489

John is a true mortgage professional. A 20-year veteran of the mortgage industry, a member of the Massachusetts Mortgage Association Compliance Committee, and a registered Certified Mortgage Planning Specialist/CMPS®, John has the knowledge and expertise needed to answer whatever questions a customer may ask.

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John wants customers to ask questions, because when homebuyers understand what they are doing and why, it makes the mortgage process less stressful. His approach is to partner with customers to find the loan that best fits their individual situation. Since Clinton Savings Bank processes, underwrites, approves, closes and services the loan, his goal is to cultivate a long-term partnership that will help the customer for years to come.

Jeff Perkins | 978-365-3432

Jeff brings to the table 20 years of mortgage advisory experience, 14 of which have been with Clinton Savings Bank. Jeff gives his customers insight into home buying that few other advisors can.

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Prior to his time in the mortgage industry, Jeff spent 15 years in the residential construction and development business. This gives him a unique, knowledgeable perspective of home building and buying that few people outside that business can provide. Jeff has a B.A. in Economics from The Whittemore School at the University of New Hampshire. He has also graduated from Babson College's Massachusetts School for Financial Studies.

Jeff strongly believes in CSB's philosophy of providing you with an experience you can bank on: simple, personal, and helpful. He will take the time to determine your needs and then advise you based on his unique knowledge and experience in mortgage financing. Jeff has been a Wachusett Chamber Member for 14 years. He grew up in the town of Harvard and has resided locally ever since in the towns of Bolton, Sterling, West Boylston and Shrewsbury.


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